SAMPLE LETTER FORMAT- TO CLOSE AN UNUSED BANK ACCOUNT

It is necessary to close the unused bank accounts. Its will keep your cibil score in a good position. When you maintaining more than one bank account, it will be difficult to maintain minimum balance. you can not having a good  credit health for having many savings bank account. 

In many cases people would think that having multiple debit card will helps to withdraw cash many times in a month, off course, but you need to maintain some good balance in each bank account. 

This letter format used for bank closing an unused bank accounts. 
Bank-account-close-letter-format


SAMPLE LETTER

Date: XXXXX

From

Name
Address  – 1
Address  – 2
Place – Pincode


To

The Senior Manager,
Name Of the Bank,
Name of the Branch,
Place-Pincode.


Dear Sir,

Sub: Requesting for Account Closure – Reg
Ref: SB Account No. xxxxxxxxxxxxxxx Name of the Account Holder xxxxxxxxxx

With reference to the above referred subject, I have been using a SB account in your bank since xxxx. Now I’m receiving my salary to another bank account also it difficult to maintain two bank accounts. So, Hereby I’m requesting you to kindly close my SB account and please transfer my existing bank balance to the below mentioned account details. 

I have enclosed my ID proof, passbook and ATM card for your reference.


Balance Transfer Account details
Name : xxxxxxx
Account Number : xxxxxxxxxxxxxxxx
Bank  : xxxxxxxxxxxxxxxx
Branch : xxxxxxxxxxxxxxx
IFSC Code : xxxxxxxxxxxx



Thanking You,


Yours Faithfully,


Remember  to submit your ATM card and Passbook to bank when the time you closing your bank account. also get a closure letter from bank for future reference.


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